Dan Green is an active loan officer with Waterstone Mortgage. His mortgage blog, The Mortgage Reports, is widely-considered the #1 consumer mortgage blog nationwide. NMLS #227607.
If you plan to use a mortgage for your next home purchase, you’ll want to keep your credit scores as high as possible. Credit scores play an out-sized role in determining for which mortgage product you’ll qualify, and to which rate you’ll be assigned by your lender. The higher your credit score, the lower your [...]
“What do you want to spend on housing each month?” As a real estate agent, it’s the most important question you can ask your clients. Different from “How much home can you afford”, a focus on your buyer’s monthly payment is a focus on something “real”. Payment is paramount in the home search because [...]
