Dan Green

Dan Green is an active loan officer with Waterstone Mortgage. His mortgage blog, The Mortgage Reports, is widely-considered the #1 consumer mortgage blog nationwide. NMLS #227607.

3 Little-Known Loan Programs For High ROI Prospects

As the housing market turned during the last decade, mortgage lenders tightened their approval standards. Access to credit was limited and restricted; and fewer home loans were cleared-for-closing. But happier days are here again. Cheap homes plus low mortgage rates have created record-high purchasing power for today’s active buyers. In fact, the typical mortgage payment [...]

4 Low Down Payment Loan Options Every Agent Should Know

The U.S housing market is mending. With mortgage rates still south of 4 percent, the monthly carrying costs for owning a home rival the cost of rent in many U.S. cities. A home’s monthly payment, however, is just one part of the mortgage financing puzzle. Many buyers are worried that having limited funds for their [...]

5 Not-So-Obvious Reasons Why “Early-Bird” Buyers Are Getting The Housing Worm

With each passing week, it becomes more obvious : the housing market has moved off its bottom. Home prices are rising, home supplies are dropping, and market optimism is up. There are more reasons to “buy now”, though, besides just an improving market. Regulatory change, economic recovery and even monetary policy threaten the most favorable home-buying [...]

Better Mortgage Rates Start With Better FICO Scores

If you plan to use a mortgage for your next home purchase, you’ll want to keep your credit scores as high as possible. Credit scores play an out-sized role in determining for which mortgage product you’ll qualify, and to which rate you’ll be assigned by your lender. The higher your credit score, the lower your [...]

Better Mortgage Rates Start With Better FICO Scores

How To Help Your Buyers Determine What They Can Afford

“What do you want to spend on housing each month?” As a real estate agent, it’s the most important question you can ask your clients. Different from “How much home can you afford”, a focus on your buyer’s monthly payment is a focus on something “real”. Payment is paramount in the home search because [...]